For those seeking a more secure investment, choose from a range of term deposit options.
Our Term Deposits feature a range of options for interest pay out, guaranteed returns, low maintenance and protection from market changes. Standard Term Deposits Term deposits are a great way to help build your savings for the future. Bcu offers competitive returns on investments from 1 month to 3 years on deposits as little as $1,000. NAB Term Deposit Rates. If you’re looking for a way to invest money for a set period at a fixed interest rate, then you might be interested to learn more about NAB’s term deposits. Compare Term Deposits. A term deposit could be a good option if you have more than $5,000 to deposit and you want it to earn a fixed interest rate over a fixed period of time. If you have an income tax rate of 30% or 33%, have a look at an ASB Term Fund as it may provide you with better after-tax returns than a term deposit offering the same interest rate, term and fees. To earn the highest interest rate, consumers would need to lock away their $5,000 lump sum for five years. ANZ, NAB and Westpac all pay 2.80 per cent interest on five-year term deposits, which would deliver $700 interest, or a final return of $5,700.
Adelaide Bank
Interest rates as at 1 March 2021 (effective 12.00am AEST for amounts up to $5M)
| Term | Interest payable at maturity |
|---|---|
| 3 months | 0.20% per annum |
| 6 months | 0.35% per annum |
| 12 months | 0.40% per annum |
Please note that a minimum investment amount of $20,000, restricted access to capital, and strategy terms apply. If you wish to invest in term deposits, please refer to the Adelaide Bank Money Market Investment Accounts Product Guide or contact our Client Services Team for information on the relevant terms and conditions. (Please note that not all product offerings from Adelaide Bank are available to IOOF Employer Super members.) Interest rates are indicative only and the interest rate applicable to your term deposit may differ from rates shown above. IOOF does not accept any responsibility for any inaccuracy or for investment decisions or any other actions taken by any person on the basis of the information included.
National Australia Bank (NAB)
Interest rates as at 1 March 2021 (effective 12.00am AEST for amounts up to $5M)
| Term | Interest payable at maturity |
|---|---|
| 3 months | 0.22% per annum |
| 6 months | 0.25% per annum |
| 12 months | 0.35% per annum |
Please note that a minimum investment amount of $20,000, restricted access to capital, and strategy terms apply. If you wish to invest in term deposits, please refer to the NAB Term Deposits Terms and Conditions document or contact our Client Services Team for information on the relevant terms and conditions. (Please note that not all product offerings from NAB are available to IOOF Employer Super members.) Interest rates are indicative only and the interest rate applicable to your term deposit may differ from rates shown above. IOOF does not accept any responsibility for any inaccuracy or for investment decisions or any other actions taken by any person on the basis of the information included.
Australian and New Zealand Banking Group (ANZ)
Nab Term Deposit Rates Pdf
Interest rates as at 1 March 2021 (effective 12.00am AEST for amounts up to $2M)
Nab Term Deposit Interest Rates
| Term | Interest payable at maturity |
|---|---|
| 3 months | 0.10% per annum |
| 6 months | 0.20% per annum |
| 12 months | 0.30% per annum |
Australia Term Deposit Interest Rates
Please note that a minimum investment amount of $20,000, restricted access to capital, and strategy terms apply. If you wish to invest in term deposits, please refer to the ANZ Savings & Transaction Products Terms and Conditions or contact our Client Services Team for information on the relevant terms and conditions. (Please note that not all product offerings from ANZ are available to IOOF Employer Super members.) Interest rates are indicative only and the interest rate applicable to your term deposit may differ from rates shown above. IOOF does not accept any responsibility for any inaccuracy or for investment decisions or any other actions taken by any person on the basis of the information included.